WAGE GARNISHMENT
Is the IRS garnishing your wages? There are real options to stop it.
A wage garnishment can take a significant portion of every paycheck, and it usually does not stop until the underlying tax issue is resolved or the IRS agrees to release it. We help you understand why it is happening, work to get it released or reduced, and put a plan in place so it does not come back.
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UNDERSTANDING WAGE GARNISHMENT
What an IRS Wage Garnishment Means
A wage garnishment, sometimes called a wage levy, is when the IRS orders your employer to withhold part of your pay and send it directly to the IRS to cover a tax debt. Unlike most creditors, the IRS does not need a court order to do this, which is why it can feel like it came out of nowhere.
The amount the IRS takes is based on your filing status and the number of dependents you claim, and it can leave you with surprisingly little to live on. The garnishment continues, paycheck after paycheck, until the debt is paid, the garnishment is released, or you reach an agreement with the IRS that replaces it.
A garnishment does not have to run its course. In many cases it can be released or reduced by addressing the tax debt behind it, for example by setting up an installment agreement, demonstrating financial hardship, or correcting an issue with the underlying balance. The first step is understanding exactly why the IRS took this action and what options apply to your situation.
HOW WE HELP
How Global Tax Relief Stops Wage Garnishments
Stopping a garnishment is rarely a single action. It usually means resolving what is driving it. Here is how we work.
Consultation
We start by understanding why the IRS issued the garnishment: how much you owe, which years are involved, whether all returns are filed, and how much the garnishment is taking. That tells us which release or resolution options realistically apply.
Strategy
From there we build a written plan. That might mean negotiating an installment agreement, pursuing penalty relief, evaluating an Offer in Compromise, or requesting Currently Not Collectible status if paying would create genuine hardship. You see exactly what we recommend, and why, before anything moves forward.
Resolution
Once you approve the plan, we deal with the IRS directly. We file any outstanding returns, submit the necessary documentation, and handle the negotiation. You stop fielding the notices and calls, and we keep you informed at every step.
RESOLUTION OPTIONS
Resolution Options for a Wage Garnishment
The right path depends on your finances and why the garnishment was issued. These are the most common ways to get one released.
Installment Agreement
Agreeing to pay the debt over time in monthly installments will, in most cases, lead the IRS to release the garnishment once the agreement is in place. This is the most common way to stop a garnishment while resolving the balance on manageable terms.
Currently Not Collectible
If the garnishment is leaving you unable to cover basic living expenses, the IRS may release it and place your account in Currently Not Collectible status. This pauses collection, including the garnishment, while your financial situation is what it is.
Offer in Compromise
For taxpayers who qualify, settling the debt for less than the full amount can resolve the balance driving the garnishment. Eligibility is narrower than tax-relief advertising suggests, and most cases do not qualify, but we will tell you honestly whether it is a realistic option.
Filing missing returns
Sometimes a garnishment is based on a balance the IRS estimated because returns were never filed. Filing the missing returns can lower the real amount owed, and in some cases removes the basis for the garnishment entirely.
The right path depends on your finances and why the garnishment was issued. The consultation is where we determine which one applies to you.
Every paycheck counts when a garnishment is in place. A consultation is where we figure out how to stop it.
Schedule ConsultationWHY WORK WITH US
Why People Choose Global Tax Relief for Wage Garnishment
Licensed professionals only
Your case is handled by a licensed CPA, Enrolled Agent, or tax attorney with the authority to represent you directly before the IRS. No call-center reps, no commission-driven sales staff.
Transparent, upfront pricing
We quote the cost in writing before any engagement begins, in plain language, so you know exactly what you're committing to before you decide.
Honest assessment
We tell you what actually applies to your situation, including when a dramatic settlement is not realistic. We would rather give you the honest picture than an overpromise.
Wage Garnishment: Common Questions
Honest answers to the questions we hear most often about IRS wage garnishments.
Let's work on getting that garnishment released.
A 30-minute conversation can tell you why the IRS took this action and what your options are to stop it. No obligation, and no pressure to commit.
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